Most health care plans, including TRICARE plans, do not cover all medical costs, especially when it comes to hospital stays. These plans generally feature co-pays and deductibles that could leave you with thousands of dollars in out-of-pocket expenses when you or a family member is hospitalized.
Additionally, hospitalizations often mean extra bills for travel, meals and lodging, unexpected childcare, elder care, or pet care expenses, or extra costs for household help.
The AFA Hospital Indemnity Insurance Plan pays cash benefits directly to you after a hospitalization, and you can spend this money as you see fit. These benefits are paid in addition to other insurance coverage you may have.
Other features of this plan include:
- Guaranteed acceptance* for members and their spouses under age 65.
- Two benefit levels from which to choose – the Low Option, which pays $100 per day of hospitalization, and the High Option, which pays $150 per day. New York residents only: There is a single plan available with a $240 per day hospitalization benefit.
- Exclusive rates based on the group buying power of AFA membership!
* This policy is guaranteed acceptance but does contain a Pre-Existing Condition Limitation. Please refer to the information below on exclusions and limitations, such as Pre-Existing Conditions.