This Notice at Collection applies to personal information subject to the California Consumer Privacy Act ("CCPA"), as amended by the California Privacy Rights Act ("CPRA").
Important Notice Regarding Insurance, Financial, and Health Information: Certain personal information we collect in connection with insurance, financial, and healthcare-related activities is subject to federal and state privacy laws, including the Gramm-Leach-Bliley Act ("GLBA"), the Health Insurance Portability and Accountability Act ("HIPAA"), and the California Insurance Information and Privacy Protection Act ("IIPPA"). Personal information governed by these laws may be exempt from some or all provisions of the California Consumer Privacy Act ("CCPA"), as amended by the California Privacy Rights Act ("CPRA"). Accordingly, certain California privacy rights may not apply to all personal information we collect or maintain. We process and protect such information in accordance with applicable legal requirements.
We may collect the following categories of personal information from California residents:
- Identifiers and contact information;
- Internet or other electronic network activity information;
- Insurance-related information;
- Professional or employment-related information, where applicable; and
- Sensitive personal information, such as social security numbers, account credentials, health-related information, insurance policy information, and government-issued identification numbers, where necessary to provide insurance-related products and services.
We may use this information to respond to inquiries, provide insurance-related information, administer association-sponsored insurance programs, process applications and enrollments, verify eligibility, provide customer service, operate and improve our website, detect and prevent fraud and security incidents, and comply with legal and regulatory obligations.
We do not sell personal information or share personal information for cross-context behavioral advertising.
We retain categories of personal information for as long as reasonably necessary to fulfill the purposes for which the information was collected, including administering insurance-related products and services, complying with legal and regulatory obligations, maintaining business and financial records, resolving disputes, enforcing agreements, detecting fraud, and protecting the security and integrity of our systems. Specific retention periods vary depending on the nature of the information, the purpose for which it was collected, applicable legal and regulatory requirements, contractual obligations, claims administration needs, records retention obligations, and business necessity.
For additional information regarding our privacy practices and California privacy rights, please review our California Privacy Policy at www.afainsure.com.