Vision Insurance

Vision insurance

help minimize out-of-pocket costs for vision care and eyewear

Regular vision exams are not only important for your eyes. They may also help catch early signs of serious problems, such as diabetes, high blood pressure, heart disease, certain cancers and other conditions. That’s why, even if you have perfect vision, yearly exams are important1.

 

Get more from your vision coverage with Superior Vision by MetLife.

Superior Vision by MetLife is available to all AFA members and their eligible family members.

  • Enjoy lower out-of-pocket costs when visiting a participating vision care provider. 
  • See any private licensed professional from one of the largest networks of eye care professionals.2
  • Access some of the latest lens technology, such as blue light filtering and progressive lenses, plus a discount on LASIK.
  • Get added access to free hearing and hearing aids discounts.3

What is covered

  • Routine eye exams
  • Eyewear
  • Lens enhancement options including, but not limited to: polycarbonate, UV coating, scratch resistant, blue light filtering, and progressive lenses.

Potential savings on LASIK

LASIK4 is a laser vision correction procedure that may reduce or eliminate the need to wear glasses or contact lenses.5

It can help people who are nearsighted, farsighted or have astigmatism to regain their vision through a single, FDA-approved procedure. This procedure reshapes the cornea so that light entering your eye is properly focused onto the retina. Vision is usually corrected immediately following the LASIK procedure.5

Superior Vision® by MetLife provides access to a discount6 on LASIK services discount7 to you and your eligible dependents8 through the Qualsight® network. There are more than 1,000 locations across QualSight’s nationwide network of credentialed LASIK providers.

Save 20%–50%off the national average price for traditional LASIK, with significant savings and fixed pricing on procedures, such as:

  • Traditional LASIK: $945 per eye
  • Custom LASIK: $1,295 per eye
  • Custom LASIK Bladeless: $1,795 per eye
  • Custom LASIK Bladeless with Lifetime Assurance10: $1,895 per eye

How to use Vision Insurance

Choose a licensed vision care specialist from a large network of ophthalmologists, optometrists, and opticians at private practices or retail locations.

When you go to a participation vision specialist, there are no claims to file. You don’t even need an ID card.

Disclosures

1 Heiting, OD, Gary, Eye exams: 5 reasons why they are important. All About Vision website, February 2022. http://www.allaboutvision.com/eye-exam/importance.htm.

2 If you choose an out-of-network provider, you may have increased expenses, may need to pay in full at the time of services, and may need to file a claim with MetLife for reimbursement.

3 Hearing aid services administered by Your Hearing Network. Not available in all service areas.

4 Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care is only available at participating locations.

5 Not everyone will qualify for Lasik surgery. Results will vary. Please discuss outcomes with your eyecare provider. Superior Vision makes no guarantee as to LASIK or the services provided by QualSight, LLC or your eyecare provider.

6 Discount off retail. Not all providers participate in vision program discounts, including the member out-of-pocket features. Call your provider prior to scheduling an appointment to confirm if the discount and member out-of-pocket features are offered at that location. Discounts and member out-of-pocket are not insurance and subject to change without notice.

7 The Superior Vision network provides you with the opportunity to access discounted laser correction services. Laser vision correction services are administered by QualSight, LLC, and may not be available in all service areas. Superior Vision makes no representations regarding any services provided by QualSight, LLC.

8 Eligible dependents must be 18 years of age or older. Laser vision correction services administered by QualSight, LLC. Terms and conditions are subject to change.

9 Independent research by QualSight, LLC, 2023.

10 Retreatment Plans – One year Assurance Plan included and a Lifetime Assurance Plan available.

Your actual savings from enrolling in a vision plan will depend on various factors, including the plan chosen, plan premiums, number of visits to an eye care professional by your family per year, and the cost of services and materials received. Be sure to review the Schedule of Benefits for your plan's specific benefits and other important details.

Not all providers participate in vision program discounts, including the member out-of-pocket features. Members are urged to contact their provider prior to scheduling an appointment to confirm if the discount and member out-of-pocket features are offered at that location. Discounts and member out-of-pocket are not insurance and subject to change without notice.

Please see Superior Vision by MetLife's provider directory for a full list of participating providers.

MetLife vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Superior Vision Services, Inc. (“Superior Vision”), a Delaware corporation. Superior Vision is part of the MetLife family of companies. Like most group benefit programs, Superior Vision by MetLife plans contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.

 

Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166

L1024043948[exp1026][All States][DC,GU,MP,PR,VI] © 2024 MetLife Services and Solutions, LLC

Please enable JavaScript to see this content.

The AFA Vision Plan is not available in Alaska, Florida, Montana, New Mexico, North Carolina, Oregon and Utah.

Underwritten by:

Metropolitan Life Insurance Company
200 Park Avenue
New York, NY 10166
www.metlife.com

Administered by:

Forrest T. Jones & Company*
PO Box 418131
Kansas City, MO 64141-8131
www.ftj.com

*For Arizona residents, the administrator is Forrest T. Jones Consulting Company